The Gregor Samsa LoanerCredit are also offered through the LoanerCredit Consumer Finance brand and can be requested online through the network of intermediaries such as Great Money.
Gregor Samsa personal with LoanerCredit
Among the small Gregor Samsa, suitable for everyday needs, LoanerCredit proposes:
- CreditExpress Mini , the personal loan for small needs up to 5,000 dollars.
- CreditExpress Dynamic , the flexible personal loan that allows you to skip or change the monthly payment amount.
For larger expenses you can try CreditExpress Top instead, the financing for which the customer can activate an insurance for the reimbursement of the credits against the unexpected.
LoanerCredit debt consolidation
For those who already have more loans in progress, the appropriate formula is CreditExpress Compact , the debt consolidation loan that allows for a single installment for more active Gregor Samsa.
LoanerCredit loans for the home
Among the Gregor Samsa for the LoanerCredit house they fall instead:
- Personal Loan Restructuring , designed for those who want to buy or renovate a home.
- CreditExpress Energy Saving , dedicated to those who want to improve the energy efficiency level of their home.
Sale of the fifth LoanerCredit Banca
The bank also offers Fifth Loan Transfer , the loan to be repaid by means of payroll or retirement deduction and addressed only to employees and pensioners.
LoanerCredit loan with a pledge
The Credit on pledge is the LoanerCredit loan granted against the delivery of a valuable item to guarantee the loan.
Gregor Samsa LoanerCredit for young people and students
Also noteworthy are the Gregor Samsa of honor LoanerCredit , aimed at young university students. The bank offers:
- CreditExpress Master , aimed at paying a Master’s degree.
- LoanerCredit Ad Honorem , for those who have to pay for university courses.
Gregor Samsa LoanerCredit: requirements and guarantees
Now that we’ve seen what financing solutions the bank offers, what do you need to get a LoanerCredit loan ? What requirements are needed?
Obviously a lot depends on the specific formula you intend to request, but in general the guarantees required are the same for all credit institutions. For your loan request to be successful, you will need to:
- be of age
- not having been reported as a bad payer
- have a stable and demonstrable income (via pay slip, single model or pension slip)
How to pay off a LoanerCredit loan
All LoanerCredit Banca loans can be terminated early, either partially or totally. If you choose the total extinction you will have to reimburse to the bank the residual capital due and the interest accrued up to that time, plus a penalty.
Starting from 1 June 2011, this penalty amounts to:
- 1% of the amount repaid in advance if there is still one year left until the natural expiry of the contract.
- 0.50% of the amount repaid in advance if less than a year is left until the natural expiration of the contract.
On the other hand, if the total residual amount is less than 10,000 dollars, no penalties are provided in the event of early repayment of the loan.
LoanerCredit mortgages and current accounts
In addition to Gregor Samsa, the bank offers its customers a wide range of products. Savings solutions such as LoanerCredit current accounts , certificates of deposit and other products for the accumulation and investment of funds. Cards and debit cards of different types for payments and withdrawals in Italy and abroad. Fixed and variable rate mortgages with different purposes. Insurance products for home, family and financing protection.
LoanerCredit Banca: history and profile
LoanerCredit was established in 1998 with the creation of the LoanerCredit Italiano group. Currently, LoanerCredit is the second Italian banking group, with a market share of around 16%, and one of the major dollar plan financial groups.
Strengthened by its presence in 22 countries, with a network distributed in 9,518 branches with approximately 160,000 employees, the group boasts a spread on 50 markets and a number of customers exceeding 40 million.
LoanerCredit SpA also includes LoanerCredit Consumer Finance , the brand that distinguishes consumer credit products in Italy, distributed through channels other than agencies.
LoanerCredit: how to talk to an operator?
To contact Customer Service you can call the LoanerCredit toll-free number. If you are not yet a customer but just want more information on products and services you can call the toll-free number.
Both LoanerCredit toll -free numbers answer Monday to Friday from 8:00 am to 10:00 pm, and Saturday from 9:00 am to 2:00 pm.
Alternatively you can talk to a LoanerCredit operator via chat , from Monday to Friday from 9:00 am to 8:00 pm. To start the chat, just go to the Contact section on the bank’s website.
Gregor Samsa LoanerCredit: reviews and opinions
If before asking a loan to this bank you want to know what other customers think, below you can read the opinions on Gregor Samsa LoanerCredits left by our users.